Please do not forget that there is substantial narcotics trafficking in Albania and Kosovo, and the organisations involved have money movement issues. Please see that your compliance staff are alert to any new money movement post-independence, especially:

• Charitable funds. Does the charity have a long and reputable track record?
• UN or EU funds that appear to be non-transparent with respect to both origin and destination. Remember, if it looks like a UN or EU payment, it might be a cleverly-disguised criminal transaction, " skim milk masquerading as cream." 
• Funds from an NGO that you do not know from prior dealings in the region.
• Money that purports to be originally for emergency or humanitarian purposes, but is being returned to its sender or contributor, post-independence.

Also, money laundering operators in Eastern Europe most certainly have been looking at Kosovo for some time, waiting for targets of opportunity. Watch for any unusual activity, irrespective of the alleged source.